0% foreign exchange fees with Cape

Running your business is expensive enough without adding on constant FX fees. Put your money to better use with a Cape card.
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Save on fees

Paying for subscriptions often means paying in USD, GBP, EUR, or other currencies than your own. With traditional corporate cards, that means transaction fees.

Our fees are lower. They’re zero, in fact. Apply for a Cape charge card, then issue as many as you like across your business, all with custom limits. No FX or processing fees, and no going over budget.

Spend worldwide

With a Cape Mastercard your team can spend in 190 countries, 140 currencies, and 35 million locations. That should just about cover it, right?

Complete flexibility

Issue physical and virtual cards by team or employee, and set custom limits for each. No more chasing physical receipts, no more going over budget.

Clarity and control

Track all of your cards in one place, approve spending, adjust limits, and give employees the freedom to spend within customised policies.
Calculate your FX savings with Cape
Your monthly FX spend:
Annual FX savings of 1,000 AUD*

*This figure is an estimate based on the average fees of the 5 major corporate card issuers in Australia and only holding 2 cards within the business. Realised savings will depend on your individual circumstances.

frequently asked

How do I avoid international transaction fees?

It's common practice for major banks and corporate card providers to charge international transaction fees of around 3% for every transaction. The best way to avoid these fees is to work with a card provider who consumes the foreign currency fee within their costs, such as Cape, and doesn’t charge it back to the cardholder.

Why am I getting charged an international transaction fee?

An international transaction or FX fee is a surcharge on your credit card bill that occurs when you make a purchase in a foreign currency. Most banks and business credit card issuers charge between 1 to 3% on foreign currency transactions.

The international transaction fee consists of a currency conversion fee, charged by the network such as Visa or Mastercard, and an issuer fee, charged by your card provider.

Which business card does not charge a foreign transaction fee?

Cape is one example of a card provider that does not charge an international transaction fee to its customers. If you make regular payments in a foreign currency, such as USD, getting a Cape card could save you up to 3% of each transaction on foreign currency conversions alone.