Next level spend control

Give employees physical or virtual cards with custom controls and limits, so you never go a dollar over budget. Track everything and make spend management more efficient with Cape.
Allow or deny spending by category online or via the app.

Corporate card nirvana

The dreaded corporate card is now a dream. Issue as many cards as you like, physical or virtual, by team or employee. Whether it’s client lunches for sales, or software subscriptions for the tech team, set custom limits and you’re off to the races. No more surfing spreadsheets, and no more nasty surprises for going over budget (because you can’t 😎).

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Real-time spend control

Patricia from Sales needs to spend on travel, while Tomas from Tech needs a software subscription. Set custom limits, then track and approve through Cape.

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Set and forget categories

No team needs $5k of fava beans per month (true story). Customise card limits by merchant, volume, and days of the week to keep spending on track.

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Vendor category spend controls online or on the app.
Get notifications on your app when you are close to reaching your budget.

Stop overspend for good

Custom limits on each card make going over budget impossible. Spending alerts and one-click approval help to stop teams blowing their budgets early in the month.

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Save on grunt work

Growth doesn’t happen while you’re chasing receipts and reconciling accounts. Cape puts everything in one place and automates your processes, saving time as well as money.

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See the balance and set limits on an individual level.

Keep a close eye on spending limits and transactions

Admins and employees can see how much has been spent and what’s been purchased in real time — on everything from transfers to card swipes — with our recently updated search feature.

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Frequently asked questions

What is spend management software?

Spend management software helps businesses streamline and automate company finances. Issue corporate cards to your team, set spend controls and limits, get visibility of your company's expenses, and access insights to reduce wastage, all in one place.

What is the importance of spend management?

Spend management extends your company’s cash flow by reducing wastage from unnecessary or duplicate spending and prevents overspending with budgets and spend controls. Effective spend management using software helps businesses mitigate financial risk, improve supplier relationships, and maintain expense data accuracy for reconciliation.

How do you do a spend analysis?

The easiest way to conduct a spend analysis in your business is to use spend management software that automates spending insights and recommendations. However, if you prefer to do it manually, here are some steps to follow:

  • Identify and collect all spending data
  • Clean the data so that it has consistent labelling
  • Categorise data to make it accessible
  • Create reporting rules to automate the analysis process in a spreadsheet
  • Analyse the reports and make decisions about future spending

Which are the main categories of spending businesses need to manage?

The main categories of spending businesses need to manage include:

  • Payroll
  • Stock and manufacturing costs
  • Utilities
  • Office supplies
  • Travel and entertainment
  • Employee gifts and benefits
  • Contractors, freelancers, and professional services
  • Software subscriptions
  • Marketing
  • Miscellaneous spend

How do small businesses keep track of accounting?

Here is a process small businesses can use to keep track of accounting:

  • Open a bank account and get a corporate card
  • Set up accounting software, such as Xero or MYOB
  • Connect your card and bank to the accounting solution
  • Set up an expense policy, spend controls, and issue your team cards
  • Capture employee receipts with expense management software
  • Sync all transactions with your accounting software and reconcile