Pricing plans for every business

There's a pricing plan to suit every business size.
Save 20% with annual billing. Prices exclusive of GST

Starter

For entrepreneurs
From:
$39.99
per
month
Apply now
Get one month free
  • 1 x cardholder
  • Credit limit <$5,000
  • 30 credit days
  • $0 transaction fees
  • 0% interest
  • $2k fee free foreign transactions
  • Free inconvenience travel insurance
  • Free airport lounge access
  • Accounting feed CSV
  • Xero Accounting integration

Essentials

For teams
From:
$99.99
per
month
Apply now
Get one month free
Everything in Starter, plus
  • 4 x additional cardholders
  • Credit limit <$20,000
  • $10k in foreign transactions
  • Dedicated account manager
  • Spending limit approval workflows
  • Access 1300+ airport lounges globally

Scale

For departments
From:
$199.99
per
month
Apply now
Get one month free
Everything in Essentials, plus
  • Unlimited cardholders
  • Credit limit up to $50,000
  • Enterprise Custom Plan $50,000 to $500,000*
  • $50k in foreign transactions
  • Quarterly spending audits
  • Maximised savings

* Enterprise Custom Plan $50,000 to $500,000. Unlimited FX transactions with no fees. For pricing, please contact our team.

Starter

For entrepreneurs
From:
$31.99
per month
Apply now
Get one month free
  • 1 x cardholder
  • Credit limit <$5,000
  • 30 credit days
  • $0 transaction fees
  • 0% interest
  • $2k fee free foreign transactions
  • Accounting feed CSV
  • Xero Accounting integration

Essentials

For teams
From:
$79.99
per month
Apply now
Get one month free
Everything in Starter, plus
  • 4 x additional cardholders
  • Credit limit <$20,000
  • $10k in foreign transactions
  • Dedicated account manager
  • Spending limit approval workflows
  • Access 1300+ airport lounges globally

Scale

For department
From:
$159.99
per month
Apply now
Get one month free
Everything in Essentials, plus
  • Unlimited cardholders
  • Credit limit <$500,000
  • $50k in foreign transactions
  • Quarterly spending audits
  • Maximised savings

Every Cape plan includes:

Max credit limit review
Individual spending limits
Up to 6 times better exchange rates
$100k+ rewards & discounts
Full visibility of overall card spend
Multi-factor authentication and single sign-on
Manual transactions export to CSV
Live chat and lightning fast support
First-class delivery of physical cards

Not our words. Yours

James Bowe, Co-Founder, OwnHome
We're more than just the number on the card; Cape were keen to understand our business needs and how they can be an effective partner.
James Fyfe, CEO, Portant
We've moved across our cards from one of the big banks, and the drop in FX fees alone is saving us tons of money.

Matt Almond, CEO & Co-Founder, UpSure
Cape’s eliminated the crazy fees that other cards were charging, and it’s allowed us to move our USD subscriptions over, saving a heap of money.

The average business saves
$37,640
a year with Cape

*This is an estimate based on the average hours spent on manual accounting tasks, the hourly rate of a Finance Manager, and the average SaaS usage and FX spend of businesses with 10 to 250 employees.
Calculate your savings

Pricing plans explained

Can I add more cardholders without changing plans?

Absolutely! We charge a flat fee of $15 per month per additional cardholder.

Can I increase my credit limit without changing plans?

Our credit facility ranges from $5k to $500k, depending on our risk assessment of your business and the card limit you want. We can re-assess your limit at any point in the future. If you need additional funds, just chat with your account manager.

When do I need to pay back? What does 30 credit days mean?

You are set up on a monthly statement date and all transactions within the monthly cycle are payable in full. So you have 30 days to pay for a transaction. We make this easy by setting up a direct debit in your Cape account.

What happens if I don't pay back my balance in time?

If you don't pay back your balance in the 30 day credit period, we will charge a late payment fee. This fee is 2.99% of the outstanding amount.

What happens if I go outside the limit for foreign transactions in my plan?

We charge a 0.5% fee per foreign currency transaction outside the allowance within your plan to cover our costs. Keep in mind, most corporate credit cards will charge you around 3% per foreign currency transaction, so this is still a market-leading rate!

How do I access airport lounges?

Make global travel convenient and comfortable with access to over 1,300+ international airport lounges and thousands of airport restaurants through Cape's partnership with Mastercard® Travel Pass provided by DragonPass. Read more here.

What does multiperson mean?

This just means you can invite other people in your business to your Cape account, issue them a card, and set a custom limit as a portion of your total limit. No need to share your card around the office with everyone anymore!