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Products
Corporate cards
Expense management
Virtual cards
Budgeting
Spend control
Foreign exchange
Accounting integration
Rewards
Resources
The Lighthouse blog
The Good Money podcast
Knowledge Hub
Find an Accountant
Discover
Who we are
Newsroom
Join Cape
Cape for Accountants
ContactLog inJoin now
virtual cards

Virtual cards

Cape accounting process phone
Here to protect your money

Never lose sight of your cards and secure your online spending. Our virtual cards are created for every payment you make and to protect your business from fraud without giving up flexibility.

Join Beta program
Cape business credit card
the basics
What you need to know
Safer money
Every virtual card comes with a maximum credit limit that you decide, so no vendor can draw more of your credit than you allow.
Easy monitoring
You can see all of your virtual cards in real-time and monitor how much money is being spent in one screen.
Freeze cards
Every virtual card is unique so you can freeze all activity on any one of them and leave everything else to operate smoothly.
Instant usability
If you know how to use a regular credit card online then you know how to use one of our virtual cards. Employees can start using them without any training.
No fees, ever
Exactly what it sounds like. There are no extra costs for using our virtual cards, no hidden fees, no transaction fees, no foreign transaction fees, no late fees, and no cost per card.
pick & choose
Benefits passed onto your clients

Choose the partner program that’s right for you. Click the button below and we’ll reach out to help you get started.
Just have a one time referral? Contact us via email

become a partner
Referral partner
Have business clients who would benefit from Cape? Refer them and get rewarded.
Strategic partner
Ready to talk deeper integrations with Cape? Let us know what you have in mind.
the what
Cape accounting process phone
What is a virtual card?
Cape accounting process phone

Virtual cards protect your physical card by generating a linked card online, with a different 16-digit number. These can be one-shot ‘burner’ cards for a miscellaneous purchase or long-life cards to pay for subscriptions.

the why
Why use a virtual card?
Cape accounting process phone

Security, easier monitoring, and reduced risk make virtual cards an easy choice. And you never have to risk your real card’s details by typing them out.

Cape accounting process phone
double the cover
Subscription cards to manage ongoing payments
Cape accounting process phone

Create a card to pay for a specific subscription service from a vendor. You can have these last for as long as you use that service. Set your spend limit on a recurring basis and never worry about making a payment again.
‍

Burner cards for one-off events

These cards disappear in a puff of smoke once they’ve been used. Make your purchase as a one-off or for a specific project and it’ll vanish instantly, never to be used again. Protecting your money from ever being accessed with those details.

Cape accounting process phone
fraud prevention
Cape accounting process phone
Burn after using
Cape accounting process phone

Cape virtual cards mean that you never run the risk of having business card details stolen. Our virtual burner cards expire as soon as you’re done with them. Perfect for project-specific budgets, you can choose when these cards expire and set the dollar limit for each of them. And once you’re done, they burn up into digital smoke.

Stop fraud with multiple cards

Cape protects you from unexpected charges from vendors and with the capability to assign a virtual card for each merchant you buy from. Our virtual subscription cards let you keep track of all your spending in one place. And you don’t have to worry about your accounts being compromised with a different card for every vendor you need.

fast, faster, fastest
Instant virtual cards
Cape accounting process phone

Onboard in minutes and issue virtual cards instantly, with built-in spend controls for everyone in your team.

Cape accounting process phone
subscriptions
Cape accounting process phone
Sort your subscriptions
Cape accounting process phone

Using Cape to manage your subscriptions means you can assign specific virtual cards to each one. Set limits, budgets, and auto-renewals so you can see exactly how much you’re spending each month and never get hit with a missed payment penalty.

features
Reduce
risk
Use
easily
Boost productivity
Monitor
spend
Subscription
cards
No
hidden fees
No
overseas fees
No
late fees
No
interest fees
No
cost-per-card

Join the Beta program

Join our Beta program and be the first to experience complete expense nirvana with Cape.

#backingthebrave

Contact
Product
Corporate cardsExpense managementVirtual cardsSpend controlForeign exchangeBudgetingAccounting integration
Resources
Knowledge HubThe Lighthouse blogThe Good Money podcastFind an Accountant
Discover
Who we areNewsroomJoin CapeCape for Accountants
The legal stuff
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Cape is a trading name of Cape Pty Ltd. We are registered in Australia (Australian Business Number 83 654 770 199). Our registered office address is WOTSO Manly, 19-21 South Steyne, Manly, NSW 2095